The past few weeks

The past few weeks

As its the 1st of the month i wanted to post an update on how things have been going, i think it looks better posting a “budget” update every few weeks rather than every other day and its just easier, gives me a better idea of the jumps my investments have been making, so to start of with…. eToro If you read my previous post about eToro i took the plunge a few weeks ago and invested in a trader…

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Testing new investments

Testing new investments

Ive been reading up on a lot of different investment platforms lately and have decided to try out eToro and Funding Circle eToro The idea of dealing with stocks and shares sounds like an ideal way to earn some extra money but going at it alone is too daunting, after reading on various blogs about how to go about reading the market, picking the right stocks, where to invest etc it was a bit too much and all the platforms…

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How i track my spending

How i track my spending

Ive just signed up to Money Dashboard, the UK equivalent of Personal Capital in the US, a great little tool to show how you spend your money and where it all goes, this is now going to be my go to source for keeping track of everything i do with my money. My favourite part is the Incoming vs Outgoing graph….. Its pretty easy to understand, ideally i want more green than black! from when i started my new job…

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My Current Investment Portfolio

My Current Investment Portfolio

A few months ago i decided to get into investment my money for the future, ive never had a clue about stocks, shares or private pensions but after a few hours of reading around the web i choose to use Hargreaves Lansdown as my investment service. Heres my current portfolio to date:- So out of the 4 stocks i have invested in im currently at -0.31% of my total investment. This is obviously nothing to worry about as this is…

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Monthly Outgoings

Monthly Outgoings

Monthly Cost Left To Pay Off Credit Card 1 £200 £7121.64 Credit Card 2 £100 £6488.79 Van Loan £48 £1303.74 Car Loan (Cancel Soon) £155 Phone Contract £19 (Ongoing) Rent £250 (Ongoing) Utilities £17 (Ongoing) Broadband £14 (Ongoing) TOTAL £803  £14914.17

Keeping on top of things

Keeping on top of things

Recently I’ve being trying to get all my finances in one place so I can easily keep track of what’s going where, I’ve never been good at writing out spreadsheets and manually updating them I always seem to forget. I found out about a handy app called Yolt which lets me track both my credit card and my current bank account status, it always syncs when the app is opened so everything is live and saves me logging into each…

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Current Debt

Current Debt

As of today my current debt sits at……£14610.43…..urgh, which consists of:- Credit Card 1 £7121.64 Credit Card 2 £6488.79 Loan £1200.00 The sooner i can get rid of this the quicker i get to saving for my retirement goal which ive set at an adventurous 50, the goal have around £250,000 saved by that time (which includes investments) but thats just a ballpark for now. How am i going to save this much!? Firstly getting rid of the looming debt…

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